With the next Reserve Bank decision on May 5 approaching, borrowers are reassessing their position. Here are four trends shaping rates, property prices and your options right now: The refinancing question more borrowers are asking How to get more value from your offset account Why property prices haven't been falling A realistic path from renting to owning Scroll down for all the stories. Between the Middle East conflict, rising prices and two rate increases this year, many h

From interest rate uncertainty to new ways first home buyers are entering the market, several shifts are reshaping property decisions. These four trends could influence your next move. Rate rise reshapes the market How the 5% Deposit Scheme is changing buying Fixed or variable – which is right for you? Building a home is back on the radar Find out more below. Over the past week, lenders have been passing on the full 0.25-percentage-point increase to borrowers, with repayments

It’s shaping up to be a decisive start to the year. Borrowing is rising, repayments are shifting and competition isn’t easing. Here’s what’s catching my eye: Borrowing activity lifts, but standards hold Rates rise as lenders move fast Tight rentals meet record prices New debt caps reshape loan approvals Keep reading for all the news. Loan activity is rising again – but that doesn’t mean banks have loosened the gates. The latest Australian Bureau of Statistics data show the nu

The Reserve Bank’s September 30 cash rate call will make headlines, but there are other stories that could just as easily shape your...