THE WHAT AND
THE WHY
You might be wondering why we've headed this page about our services with a breathtaking picture of someone holidaying in the beautiful Santorini, Greece.
Well, we're not in the business of travel, although that'd be a fun job. We're in the business of helping people leverage off of expertise and finance to achieve their dreams. And I'm not talking about funding a holiday with a personal loan. I'm talking about being able to make decisions in life and not have to worry about money - however that might look for you.
It's why, in our first appointment, I'll ask you what your purpose is for obtaining finance. I want to know what your end goal is.
I'm not interested in making a quick buck off you. I'm interested in helping you achieve your Santorini.
Sean Law,
Director
BluePebble Loans Pty Ltd
THE WHAT
First Home Buyers
Buying your first home can be scary, unfamiliar, stressful and exciting.
We get that.
That's why we'll be with you every step of the way with strong communication and transparency.
We'll take the time to find the best loan option to suit your individual needs and help make your first home buying experience seamless and stress free.
Guarantee Loans
Helping first home buyers purchase their first home using some equity in a family members property
reduces the deposit required, reduces the interest rate and avoids having to pay LMI (Lenders Mortgage Insurance).
A potentially suitable option for young people starting out in a career and their property journey.
Investment Loans
Whether you are looking to purchase your first investment property or expand your existing investment portfolio, it is important to have a lending solution that is tailored to your individual goals, lifestyle and personality.
We will consider your personal circumstances to ensure your Investment Loan is suited to secure your financial future.
Refinances
Refinancing an existing Home Loan involves switching to a new lender and/or changing your loan structure.
Why is this important?
#1 In the banking world, loyalty doesn't pay - you need to continue to shop around for the best rate.
#2 Like our age, our circumstances change.
Refinancing also allows cash-out, top-ups, debt consolidation and allows you to access the equity you have built up in your property.
Construction Loans
Building a home is a rather large, eventful and exciting project and with it, comes a specialty loan product.
You will have a lot to to consider before construction begins, and getting a loan is one of the important things you will need to complete early on.
If you are looking to build, rebuild or renovate your home, we can help you find a flexible loan option to meet your construction needs.
Bridging Loans (Upgrading/Downgrading)
Helping you buy either a larger or smaller home,
Bridging finance allows you to buy your dream, new home prior to selling your old home.
You can even construct your new home before selling your old home!
Self-employed Home Loans
If you are self-employed, you probably know that the process of getting a home loan can be complex.
We know what the lenders look for, and can help take the stress out of applying for finance and help you move forward with your financial future.
Debt Consolidation
Commercial Property
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Purchase of commercial premises to operate a business
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Purchase of commercial investment property
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Refinance of commercial premises
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Purchase of commercial property using a SMSF
Debt consolidation can help you save money by reducing interest rates and monthly payments by combining credit cards and personal loans into a single monthly payment.
You can consolidate your debt with or without a new loan and we can help build the right solution for you.
Asset/Car Finance
We can help you achieve your business goals by offering a complete range of asset finance options.
We spend the time to understand your business and can provide professional advice on a range of options to suit your needs.
If you are looking to purchase a business vehicle, or equipment to help expand your business, we are here to help.
Self-managed Superannuation Fund
We can even help you buy an investment property using your superannuation.
This method of investment can help you take control of your retirement, putting you on the fast-track to wealth and financial independence (if invested intelligently).
Finance With Bad Credit History
& Low-Doc Loans
Think your bad credit history stops you from getting a loan?
Wrong.
Even if you're self-employed with little documentary evidence of income, we can find a solution for you.
